Cognizant Technology Solutions Corporation

Cognizant builds and runs the software that health insurers and drug makers use to process claims, manage care, and support clinical operations. Its own platform, TriZetto, handles claims processing for a large share of US health insurers, which locks clients in because switching claims systems is costly and risky. This makes Health Sciences Cognizant's largest and stickiest business.Cognizant为健康保险公司和制药企业开发和运维软件，用于处理理赔、管理医疗服务和支持临床运营。其自有平台TriZetto为美国大部分健康保险公司处理理赔业务，客户一旦使用便难以更换理赔系统，因为更换成本高、风险大，这形成了较强的客户黏性。这使Health Sciences成为Cognizant规模最大、客户黏性最强的业务板块。

Cognizant provides software development and back-office operations for banks and insurance companies, including work on core banking systems, claims handling, and compliance processing. Demand tracks how much financial institutions spend on technology modernization and regulatory compliance. It is Cognizant's second-largest segment and grew faster than any other segment in 2025.Cognizant为银行和保险公司提供软件开发和后台运营服务，涵盖核心银行系统、理赔处理和合规流程等工作。需求高低取决于金融机构在技术现代化和监管合规方面的支出规模。这是Cognizant第二大业务板块，在2025年的增速在所有板块中最快。

Cognizant serves manufacturers, retailers, energy companies, and travel firms, building and running the software these industries use for supply chains, e-commerce, and day-to-day operations. Growth here follows capital spending cycles in industrial and consumer sectors, which move with the broader economy. It grew only modestly in 2025 as clients held back technology budgets.Cognizant为制造业、零售业、能源和旅游企业提供服务，开发和运维这些行业用于供应链管理、电子商务和日常运营的软件。该板块的增长取决于工业和消费行业的资本支出周期，与整体经济走势相关。2025年由于客户压缩技术预算，该板块仅实现小幅增长。

Cognizant works with telecom carriers, media companies, and technology firms, mainly on network operations support and back-office software. It is Cognizant's smallest segment, and revenue stayed roughly flat in 2025 as telecom clients cut costs. It is also the segment most exposed to further pressure, since carriers are aggressively automating the kind of routine support work Cognizant provides.Cognizant与电信运营商、媒体公司和科技企业合作，主要提供网络运营支持和后台软件服务。这是Cognizant规模最小的业务板块，2025年由于电信客户削减开支，营收基本持平。该板块也最容易受到进一步冲击，因为运营商正在大力推行自动化，而这正是Cognizant所提供的常规支持工作类型。